6 Reasons to order an appraisal from All State Appraisal Partners, Inc.Every year, thousands of people in North Carolina buy, sell or refinance their home. Many of these transactions contain a simple line item for an appraisal. And while there are a growing number of automated home valuation processes that might seem less expensive than an appraisal, the majority of lenders still want a local expert because the stakes are very high. Is getting a mortgage the only reason to get an appraisal? Are there additional instances when the services of a certified, independent real estate professional could come in handy? Of course there are. ![]() Appeal your tax assessment in Iredell CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a previous assessment of your real estate, so if values have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from All State Appraisal Partners, Inc. is your best evidence when building your case. We can assist you in appealing your tax assessment. Removing PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that nearly all lenders ask homeowners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the property. This additional payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. All State Appraisal Partners, Inc. can produce a statement regarding the value of your home, and the price you paid for the appraisal can usually be regained in just a few months because you'll no longer be paying the PMI. Order an appraisal from All State Appraisal Partners, Inc. Order onlineDivorce settlement with fewer hang-upsA divorce is often complicated by the burdensome decision of who maintains the home, and it can be a particularly daunting ordeal for both parties. It's a good idea to order an appraisal from All State Appraisal Partners, Inc. so both parties are entirely aware of the true market value of their home, regardless of the circumstances. The parties will have a good idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal. Move to or from Iredell County through an employee relocation programEmployee relocation can be a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed inspection, we suggest relocating employees to provide input on the positive aspects of their property, along with information regarding any recent sales or listings in their area that they want considered. Close on your home promptly — at the right priceA professional appraisal can help you make a more informed decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal report. We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market. ![]() |
Got a Question?
Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.