All State Appraisal Partners, Inc. is available for your FHA loans

The FHA keeps a roster of approved appraisers for each state - All State Appraisal Partners, Inc. is on the roster of approved appraisers for NC. If you have an FHA-secured mortgage, be sure to hire All State Appraisal Partners, Inc., as we are approved and qualified to perform FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at All State Appraisal Partners, Inc. is well-trained on how to follow the rules and regulations provided.

If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is underwritten by them. The lending company takes care of all the finances; the FHA simply secures the loan by providing mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit from an FHA-secured loan; the point of the Federal Housing Administration is to cooperate with credit-worthy buyers to meet expectations and requirements for lending agencies that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely useful to those purchasers with less available funding.

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